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Iowa Small Claims Court

Iowa District Court (small claims, usually heard by a magistrate), for claims up to $6,500.

Last checked November 1, 2026

The most you can ask for$6,500
LawyersLawyers allowed
Time to sue on a contract10 years
Good to know

Not counting interest and costs. A business can appear through an officer or employee.

How it works in Iowa

  1. Read the court's self-represented filing instructions and complete the small claims Original Notice.
  2. File electronically and pay the $115 fee. Paper filing needs the court's permission.
  3. Have the notice served on the defendant and pay for service.
  4. If the defendant answers on time, the clerk schedules a hearing. Contested hearings are recorded and usually held before a magistrate.
  5. If there's no answer, you can get a default judgment. A defendant can ask to set it aside for good cause within 60 days.

What it costs

$115, plus the cost of serving the notice.

How long you have to sue

Written contract10 years
Spoken agreement5 years
Damage to property5 years
Personal injury2 years

Iowa Code § 614.1. These are general limits. The clock can start late, pause or be much shorter, as it is for claims against a government agency.

If you lose

Any party can appeal by telling the court at the end of the hearing or filing notice within 20 days, and must pay the docket fee within those 20 days. A judge decides on the existing record, normally without new evidence.

House File 2770 (2026) raised the small claims filing fee from $95 to $115 and the small claims appeal fee from $195 to $215. The $6,500 limit dates from actions begun on or after July 1, 2018. No scheduled change found.

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General information to help you get organized, last checked November 1, 2026. It isn't legal advice, and SueYou isn't a law firm. Laws change and every case is different, so confirm anything important with a lawyer or the court. No lawyer has reviewed this page yet.